RoPay fees for banks and payment processors

RoPay is the most cost-efficient payment acceptance solution compared to other payment methods

For a MERCHANT, the fees associated with the use of RoPay are set by their bank, within the contractual relationship between the two parties.

Fees charged to RoPay members (BANKS or PAYMENT PROCESSORS) in their capacity as BENEFICIARIES:

(for interbank payment transactions addressed to legal entities / merchants / institutions

Payment processing
(comision perceput băncilor beneficiare ale plăților RoPay)

0.12% of the payment amount

(minimum 0.01 lei; maximum 0.33 lei)

Interchange*
(comision perceput băncilor beneficiare ale plăților RoPay)

0.10% of the payment amount

(*calculated by TRANSFOND and transferred to the Paying Bank)

Return/Refund
(comision perceput băncilor beneficiare ale plăților inițiale RoPay)

ZERO lei in ≤ 30 days from the date of payment

0.45 lei in > 30 days from the date of payment

RoPay Members Subscription
(banks and payment processors)

5 000 lei/month — RoPay payment request service

5 000 lei/month — RoPay Alias Service