Simple.
Secure.

Instant.

Simplu. Sigur.

Instant.

(offline or online)

Instant
mobile payments

Without card. Without wallet.

Only from your bank's mobile banking app.

Anywhere. Anytime.

RoPay Partners

Coming soon

Tipurile de plăți și încasări RoPay, în funcție de bancă

RoPay - serviciul național de plăți mobile instant

dezvoltat de TRANSFOND și băncile din România

RoPay is offered by your bank, directly in the mobile banking app. The service covers all types of mobile payment.

RoPay can be used for instant payments:

Each bank or trader can implement one or many RoPay payment types, according to their strategy.

Types of RoPay payments

QR code scan

Prin RoPay poți plăti instant după ce scanezi din aplicația de mobile banking un cod QR RoPay afișat: · de către un prieten pe telefonul său, · pe POS-ul de la supermarket, · de către un mic comerciant în piață, · de către un magazin online în pagina de plată când faci cumpărăturile pe desktop sau laptop.

deep-link

Plata instant RoPay prin deep link se realizează în momentul în care faci cumpărăturile online pe mobil. După ce selectezi ca modalitate de plată RoPay și alegi banca din care vrei să plătești, cu ajutorul deep link este identificată aplicația de mobile banking a băncii selectate, iar după autentificarea în aplicație îți este afișat ordinul de plată precompletat pe care îl autorizezi.

contactless (NFC)

RoPay contactless payment (NFC) happens when the RoPay QR code displayed on a friend’s phone or on a store POS can be read by bringing your phone close to the device displaying the QR code (not just by scanning it with mobile banking).

using the mobile phone number

With RoPay, you can pay a friend or request money by selecting their mobile phone number in the mobile banking app.

See how simple
it is

Where do I pay
with RoPay?

Pay a friend / Ask for money

POS (traders)

Online

Market stalls

or any small traders

Utilily bills payment

Bus ticket

POS payments
and between friends

Payments
online

Payments
at market stalls

RoPay
anywhere

To pay / collect through RoPay

you need to comply with two conditions:

the banking application installed on your mobile
your bank must offer RoPay to its customers

Why use RoPay?

Because it is a payment and collection service

Instant

Secure

Simple

Free of charge (for individuals)

Non-stop

Available for transactions between accounts with different banks or with the same bank

See all frequent questions

RoPay for traders

RoPay for retailers
(POS payments)

RoPay for retailers (POS payments)

Collect from shop customers through RoPay! Instant, secure, convenient.

RoPay for online shops
(e-commerce)

RoPay for online shops (e-commerce)

Collect from your online shop customers through RoPay! Instant, secure, convenient.

RoPay for courier companies
(cashback payment on mobile POS)

RoPay for courier companies (cashback payment on mobile POS)

Collect cashback from your customers through RoPay! Instant, secure, convenient.

RoPay for
small traders

RoPay for small traders

Collect instantly from your customers! Instant, secure, convenient.

RoPay for
utility providers

RoPay for utility providers

Instant, secure, convenient.

RoPay for
transportation companies

RoPay for transportation companies

Instant, secure, convenient.

See all the benefits

RoPay in the media

Prima Pagină

Prima Pagină

Press Appearances

Prima Pagină

Vezi toate articolele

RoPay in the media

ING Bank și Generali România lansează plata serviciilor de asigurare prin scanarea codului QR RoPay, direct din aplicația mobilă bancară

București, 24.11.2025 - ING Bank și Generali România anunță lansarea RoPay Facturi...

RoPay attending The CEE Annual Payments Forum 2025

Press Appearances

Raiffeisen Bank joins RoPay: instant transfers using only a phone number, directly from the Smart Mobile app

Vezi toate articolele