{"id":2814,"date":"2026-01-20T13:28:34","date_gmt":"2026-01-20T11:28:34","guid":{"rendered":"https:\/\/www.ropay.ro\/?page_id=2814"},"modified":"2026-02-03T11:58:23","modified_gmt":"2026-02-03T09:58:23","slug":"ropay-fees","status":"publish","type":"page","link":"https:\/\/www.ropay.ro\/en\/ropay-for-business\/ropay-fees\/","title":{"rendered":"RoPay fees for banks and payment processors"},"content":{"rendered":"<style>.elementor-2814 .elementor-element.elementor-element-39165bb{overflow:hidden;}.elementor-2814 .elementor-element.elementor-element-fc6b22a:not(.elementor-motion-effects-element-type-background) > .elementor-widget-wrap, .elementor-2814 .elementor-element.elementor-element-fc6b22a > .elementor-widget-wrap > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:transparent;background-image:radial-gradient(at bottom center, var( --e-global-color-f076a9c ) 0%, var( --e-global-color-08ca4a8 ) 50%);}.elementor-2814 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.elementor-element-fc6b22a *\/.elementor-2814 .elementor-element.elementor-element-fc6b22a {overflow: hidden;}\/* End custom CSS *\/\n\/* Start custom CSS for column, class: .elementor-element-985e604 *\/.elementor-2814 .elementor-element.elementor-element-985e604 {overflow: hidden;}\/* End custom CSS *\/<\/style>\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2814\" class=\"elementor elementor-2814\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-39165bb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"39165bb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fc6b22a\" data-id=\"fc6b22a\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f110e88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f110e88\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ac47348\" data-id=\"ac47348\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e38068f elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"e38068f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">RoPay fees for banks and payment processors<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c145f5 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"0c145f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">RoPay is the most cost-efficient payment acceptance solution compared to other payment methods<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-865b546 elementor-widget__width-initial elementor-widget-tablet__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"865b546\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h5><strong class=\"highlight\">For a MERCHANT, the fees associated with the use of RoPay are set by their bank, within the contractual relationship between the two parties.<\/strong><\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6b6a511\" data-id=\"6b6a511\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2eb973b elementor-absolute elementor-widget-tablet__width-inherit elementor-widget-mobile__width-inherit elementor-invisible elementor-widget elementor-widget-image\" data-id=\"2eb973b\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"334\" height=\"1024\" src=\"https:\/\/www.ropay.ro\/wp-content\/uploads\/2024\/09\/hero-comercianti-en.png\" class=\"attachment-large size-large wp-image-947\" alt=\"\" srcset=\"https:\/\/www.ropay.ro\/wp-content\/uploads\/2024\/09\/hero-comercianti-en.png 587w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2024\/09\/hero-comercianti-en-98x300.png 98w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2024\/09\/hero-comercianti-en-334x1024.png 334w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2024\/09\/hero-comercianti-en-501x1536.png 501w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2024\/09\/hero-comercianti-en-4x12.png 4w\" sizes=\"(max-width: 334px) 100vw, 334px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-0a0f531 e-con-full page-container-main e-flex e-con e-parent\" data-id=\"0a0f531\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-da81b9a e-con-full page-container-main e-flex e-con e-child\" data-id=\"da81b9a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-932f259 page-section e-flex e-con-boxed e-con e-child\" data-id=\"932f259\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9683ddb elementor-widget elementor-widget-text-editor\" data-id=\"9683ddb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3 class=\"large c-primary mb-s\">Fees charged to RoPay members (BANKS or PAYMENT PROCESSORS) in their capacity as BENEFICIARIES:<\/h3><p class=\"large\">(for <strong>interbank payment transactions<\/strong> addressed to legal entities \/ merchants \/ institutions<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f77c01 e-con-full accented-titles e-flex e-con e-child\" data-id=\"0f77c01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-aa1b226 e-con-full block-ltblue  e-flex e-con e-child\" data-id=\"aa1b226\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-dd9ce6f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"dd9ce6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>Payment processing<\/b><br><i>(comision perceput b\u0103ncilor beneficiare ale pl\u0103\u021bilor RoPay)<\/i><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-685a1e3 elementor-widget elementor-widget-text-editor\" data-id=\"685a1e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"big\">0.12% of the payment amount<\/p><p>(minimum 0.01 lei; maximum 0.33 lei)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0f08db7 e-con-full block-ltblue  e-flex e-con e-child\" data-id=\"0f08db7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc444db elementor-widget elementor-widget-heading\" data-id=\"bc444db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>Interchange*<\/b> <br><i>(<span>comision perceput b\u0103ncilor beneficiare ale pl\u0103\u021bilor RoPay)<\/span>\n<\/i><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9fb2565 elementor-widget elementor-widget-text-editor\" data-id=\"9fb2565\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"big\">0.10% of the payment amount<\/p><p class=\"small\">(*calculated by TRANSFOND and transferred to the Paying Bank)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a08ae7 e-con-full block-ltblue  e-flex e-con e-child\" data-id=\"1a08ae7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8870ae1 elementor-widget elementor-widget-heading\" data-id=\"8870ae1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\"><b>Return\/Refund <\/b><br><i>(<span>comision perceput b\u0103ncilor beneficiare ale pl\u0103\u021bilor ini\u021biale RoPay)<\/span><\/i><\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5790318 elementor-widget elementor-widget-text-editor\" data-id=\"5790318\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"big\">ZERO lei<\/span> \u00a0in \u2264 30 days from the date of payment<\/p><p><span class=\"big\">0.45 lei<\/span> \u00a0in &gt; 30 days from the date of payment<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d49472 e-con-full accented-titles e-flex e-con e-child\" data-id=\"4d49472\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7b3be8c block-ltblue max-half-width e-flex e-con-boxed e-con e-child\" data-id=\"7b3be8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-791ab8a b-blue elementor-widget elementor-widget-heading\" data-id=\"791ab8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">RoPay Members Subscription <br>(banks and payment processors)<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ead2109 elementor-widget elementor-widget-text-editor\" data-id=\"ead2109\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span class=\"big\">5 000 lei\/month<\/span> \u2014 RoPay payment request service<\/p><p><span class=\"big\">5 000 lei\/month<\/span> \u2014 RoPay Alias \u200b\u200bService<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19c044d elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19c044d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-985e604\" data-id=\"985e604\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed4d542 elementor-widget elementor-widget-image\" data-id=\"ed4d542\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1124\" src=\"https:\/\/www.ropay.ro\/wp-content\/uploads\/2026\/01\/Comisioane-RoPay-Ian-26-s-1-scaled.jpg\" class=\"attachment-full size-full wp-image-2853\" alt=\"\" srcset=\"https:\/\/www.ropay.ro\/wp-content\/uploads\/2026\/01\/Comisioane-RoPay-Ian-26-s-1-scaled.jpg 2560w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2026\/01\/Comisioane-RoPay-Ian-26-s-1-300x132.jpg 300w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2026\/01\/Comisioane-RoPay-Ian-26-s-1-1024x450.jpg 1024w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2026\/01\/Comisioane-RoPay-Ian-26-s-1-768x337.jpg 768w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2026\/01\/Comisioane-RoPay-Ian-26-s-1-1536x675.jpg 1536w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2026\/01\/Comisioane-RoPay-Ian-26-s-1-2048x899.jpg 2048w, https:\/\/www.ropay.ro\/wp-content\/uploads\/2026\/01\/Comisioane-RoPay-Ian-26-s-1-18x8.jpg 18w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>RoPay este cea mai pu\u021bin costisitoare solu\u021bie de \u00eencasare a pl\u0103\u021bilor, comparativ cu alte mijloace de plat\u0103. Pentru un COMERCIANT,\u00a0 comisioanele aferente utiliz\u0103rii RoPay sunt stabilite de banca acestuia, \u00een cadrul rela\u021biei contractuale dintre cele dou\u0103 p\u0103r\u021bi. Comisioane adresate membrilor RoPay (B\u0102NCI sau PROCESATORI DE PL\u0102\u021aI) \u00een calitate de BENEFICIARI: (pentru pl\u0103\u021bi interbancare av\u00e2nd ca [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":405,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-2814","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Comisioane RoPay pentru b\u0103nci \u0219i procesatori de pl\u0103\u021bi - RoPay<\/title>\n<meta name=\"description\" content=\"RoPay este serviciul na\u021bional de pl\u0103\u021bi instant cu scanare cod QR, deep link, NFC (contactless) sau cu utilizarea num\u0103rului de mobil, dezvoltat de c\u0103tre TRANSFOND \u0219i b\u0103ncile din Rom\u00e2nia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ropay.ro\/en\/ropay-for-business\/ropay-fees\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comisioane RoPay pentru b\u0103nci \u0219i procesatori de pl\u0103\u021bi - RoPay\" \/>\n<meta property=\"og:description\" content=\"RoPay este serviciul na\u021bional de pl\u0103\u021bi instant cu scanare cod QR, deep link, NFC (contactless) sau cu utilizarea num\u0103rului de mobil, dezvoltat de c\u0103tre TRANSFOND \u0219i b\u0103ncile din Rom\u00e2nia.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ropay.ro\/en\/ropay-for-business\/ropay-fees\/\" \/>\n<meta property=\"og:site_name\" content=\"RoPay\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/profile.php?id=61560623429798\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-03T09:58:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ropay.ro\/wp-content\/uploads\/2024\/08\/hero-comercianti-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"587\" \/>\n\t<meta property=\"og:image:height\" content=\"1800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ropay.ro\/ropay-pentru-comercianti\/comisioane-ropay\/\",\"url\":\"https:\/\/www.ropay.ro\/ropay-pentru-comercianti\/comisioane-ropay\/\",\"name\":\"Comisioane RoPay pentru b\u0103nci \u0219i procesatori de pl\u0103\u021bi - 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