RoPay for traders

Collect from shop customers through RoPay!
Instant, secure, convenient.

With RoPay, traders can benefit from a new way to get paid in real time.

The RoPay service brings multiple advantages to traders in terms of transaction processing costs, payment-to-delivery reconciliation , ease of implementation and especially in terms of liquidity, with payments being settled within 10 seconds of the customer initiating the payment (with the money immediately available in the trader's account and not hours or days later), in conditions of maximum security and 24/7/365 availability.

Advantages

Ca un exemplu puțin cuprinzător, implementarea RoPay aduce avantaje reale următoarelor tipuri de comercianți:

  • retailers

    plata la POS

  • online shops

    e-commerce

  • courier companies

    plata ramburs la POS-ul mobil

  • small traders

    plata unui cod QR static

  • utility providers

    plata prin scanarea codului QR de pe factură

  • transportation companies

    plata unui cod QR cu suma fixă plasat în autobuz

  • și multe altele

How do you implement RoPay?

RoPay for retailers (payment at the POS)

Collect from shop customers through RoPay! Instant, secure, convenient.

With RoPay traders can benefit from a new way to get paid in real time.

The RoPay service brings multiple advantages to traders in terms of transaction processing costs, payment-to-delivery reconciliation , ease of implementation and especially in terms of liquidity, with payments being settled within 10 seconds of the customer initiating the payment (with the money immediately available in the trader's account and not hours or days later), in conditions of maximum security and 24/7/365 availability.

The service also offers the opportunity to launch new loyalty/promotion programs for their own services and products, linked to the use of RoPay. Additionally, the service will provide an opportunity for all players entering this ecosystem to innovate, redefine and streamline their own business models in an open, transparent and competitive environment.

How do you implement RoPay, as a retailer?

Get in touch with your bank or processor and offer your customers the possibility to pay for their purchases using RoPay at the POS.

How do I collect through RoPay?

The QR code is displayed on the POS, including the amount to be paid, and the buyer scans the RoPay QR code with the MBk app or taps their phone on the POS (NFC payment) to pay instantly (their bank must offer the RoPay service).

RoPay for online shops (e-commerce)

Collect from your online shop customers through RoPay! Instant, secure, convenient.

If you run an online business and want to get paid instantly, integrate RoPay into your payment platforms!

How do you implement RoPay, as an online shop?

Get in touch with your bank or processor and offer your customers the option to pay for their purchases using RoPay as a shopping cart payment method.

Your individual customer will be able to pay much faster on the checkout page when they don't have to fill in their bank details, making for a very convenient experience.

RoPay for courier companies (cashback payment on mobile POS)

Collect from your customers through RoPay! Instant, secure, convenient.

Courier companies can implement RoPay as a way for customers to pay for their purchases by cashback via the banks/processors that manage their POS network.

How do you implement RoPay, as a courier company?

Get in touch with your bank and offer your customers the option to pay for their purchases by scanning the RoPay QR code.

How do I collect through RoPay?

The buyer scans the RoPay QR code with the MBk application:

displayed on the courier’s mobile POS

or

printed and/or as a sticker on the package.

RoPay for small traders

Collect instantly at the market from your customers through RoPay! Instant, secure, convenient.

  • Producers or traders in neighbourhood markets
  • Small "home repair" businesses (plumbers, electricians, handymen for home appliance repairs, etc.)

How do I implement RoPay, as a small trader?

Get in touch with your bank and offer your customers the option to pay for your products using RoPay.

How do I collect through RoPay, as a small trader?

You generate via your bank a static QR code (a sticker placed on the stall, which identifies you in relation to RoPay), present it to the buyer who scans the QR code in the MBk application, fills in the amount and pays.

Or

Generate a RoPay QR Code (in MBk) with the amount to be cashed, the buyer scans the QR code and pays.

You no longer need to carry cash at all times, give change or carry "small bills"/" loose change".

RoPay for utility providers

Collect from your customers through RoPay! Instant, secure, convenient.

How do I implement RoPay, as a utility provider?

Get in touch with your bank, implement RoPay and give customers the option to pay their utility BILLS instantly upon receipt.

How do I collect through RoPay as an utility provider?

Insert the RoPay QR code in the bill you send to your customers. They will pay it in the mobile banking application by scanning the QR code.

Add the RoPay payment method in your own application.

RoPay for transportation companies

Collect for tickets or subscriptions through RoPay! Instant, secure, convenient.

How do I implement RoPay, as a transportation company?

For the implementation of RoPay by the transportation company, please contact the bank with which the company has an account (bank of the transportation company).

How do I collect through RoPay, as a transportation company?

A transportation company can implement RoPay for:

  • Collecting subscriptions of any kind on the company website;
  • Unattended collection by displaying QR stickers displayed anywhere in the means of transportation, containing the value of the travel ticket. Passengers scan the QR code, pay instantly and for free, 24/7.
  • Collection via payment terminals installed in means of transportation:
    • by scanning a RoPay QR code with a fixed or variable amount depending on the ticket purchased;
    • by NFC
  • Collection by dedicated staff via POS or mPOS of amounts constituting overcharging.